Panama City skyline
Latin America's Premier Program

Panama Residency

Two distinct pathways to Latin American residency. The Friendly Nations Visa starts at $200,000 for select nationalities; the Qualified Investor Visa (QIV) at $300,000 is open to all. Territorial tax system (0% on foreign income), USD currency, and citizenship in 5 years.

From
$200,000
Processing
3-6 Months
Visa-Free Access
142 Destinations
30 Days
Permanent Residency
0%
Tax on Foreign Income
USD
Official Currency
5 Years
Path to Citizenship

Program Overview

Panama offers two distinct residency-by-investment pathways. The Friendly Nations Visa requires a $200,000 real estate purchase but is limited to citizens of specific nationalities (including the US, Canada, UK, and most EU countries). The Qualified Investor Visa (QIV) is open to all nationalities with a $300,000 investment, and grants immediate permanent residency. Both programs lead to citizenship eligibility after 5 years.

Panama's territorial tax system exempts all foreign-source income from taxation. Combined with a dollarized economy (USD is the official currency), processing times of 3 to 6 months, and a strategic location bridging North and South America, Panama has become one of the most practical residency options in the region.

Investment Options for 2026

Friendly Nations Visa

Limited Nationalities
$200,000 minimum (real estate)

Available to citizens of approximately 50 "friendly nations" including the US, Canada, UK, Australia, and most EU countries. Requires a $200,000 real estate purchase. Does not grant immediate permanent residency; applicants receive temporary residency first, then apply for permanent status.

Nationality restrictions apply. Contact us to confirm your eligibility.

Qualified Investor Visa (QIV)

All Nationalities
$300,000 minimum (temporary rate through October 2026)

Open to all nationalities. Purchase real estate valued at $300,000 or more. This is a temporary threshold through October 2026; the standard requirement is $500,000 and will revert after that date. QIV grants immediate permanent residency.

Fixed-Term Deposit

$750,000 minimum

Deposit $750,000 in a fixed-term account (CD) at a Panamanian bank for a minimum of 3 years. Capital preservation with interest income while securing permanent residency.

Key Benefits

Permanent residency processing in 3-6 months
Territorial tax system (0% on foreign income)
USD official currency (no exchange risk)
Path to citizenship in 5 years
Special passport for investor residents (Law 493/2025)
Include spouse and dependent children
Minimal physical presence (1 visit every 2 years)
Right to live, work, and study in Panama
World-class banking and financial services
Strategic location (hub of the Americas)
Political and economic stability
No language requirement
Remote application process available
Strong real estate market
Low cost of living vs. North America/Europe
Visa-free access to 142 destinations with Panamanian passport

Ready to Explore Panama?

Schedule a confidential consultation with our Panama specialists. We will assess your eligibility for both the Friendly Nations Visa and QIV, and guide you through the entire process from investment selection to permanent residency.